1. About this Notice

This Privacy Notice explains how Morgan Capita collects, uses, stores, and protects your personal and financial information when you use our online banking services, website, or mobile application. It also outlines your rights and how we safeguard your data while providing secure digital banking solutions.

10. Data Retention

We retain your information only as long as necessary to operate your bank accounts, process transactions, comply with financial and regulatory obligations, prevent fraud, resolve disputes, and maintain accurate banking records. When your data is no longer required, it is securely deleted or anonymized.

11. Data Security

We implement advanced security measures, including encryption, secure servers, and continuous monitoring, to protect your personal and financial information from unauthorized access, alteration, or disclosure. Access to sensitive information is strictly limited to authorized banking personnel who are bound by confidentiality obligations.

In the unlikely event of a data breach, we will notify affected users and regulatory authorities in accordance with applicable banking and data protection laws.

12. Your Rights

A. You have the right to access, review, and update the personal information we hold about you. Please notify us promptly if any of your account or contact information changes.

B. Depending on applicable laws, you may also have the right to request deletion of your data, restrict its processing, object to certain uses, or request that your data be transferred to another financial service provider.

C. Account Closure and Data Deletion

You may request to close your bank account and delete associated data at any time through your account settings or by contacting support. Certain information may be retained as required by banking regulations, including anti-money laundering (AML) and financial reporting requirements.

D. Request Limitations

We may decline requests that are unlawful, unverifiable, or that could compromise the privacy or security of other customers. Verification of your identity may be required before processing your request.

13. Contact Information

For questions, privacy concerns, or to exercise your data rights, please contact our Data Protection Officer at .

We take all privacy-related inquiries seriously and will respond within the legally mandated timeframe.